Terms and conditions
Agreement
These Terms and Conditions (“Terms”) govern your use of the Site and any products or services offered, including courses, memberships, subscriptions, and coaching services. By accessing or using the Site, you agree to be bound by these Terms and any referenced policies, including the Privacy Policy.
Key definitions
“Site” means the website and any connected member areas, course portals, or subscription content spaces operated by Sara Fachett/Growth & Gold LLC. “Member Areas” or “Member Sites” are gated sections where access is controlled via customer accounts and pricing plans on the same Squarespace site.
Eligibility and accounts
You must be at least the age of majority in your jurisdiction and capable of entering a binding contract to use paid offerings on the Site. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
Access to member areas
If you purchase access to a Member Area, you will use a single customer account on this Site to log in via the Site’s login link and access the content you have purchased, subject to these Terms. Member access is tied to your account on this specific Site and may not extend to any other websites or domains.
Courses and digital content
Courses and digital content are licensed for personal, non‑transferable, non‑commercial use, and all intellectual property rights remain with Sara Fachett/Growth & Gold LLC or its licensors. You agree not to share, resell, upload, or distribute course materials outside your account or circumvent access controls.
Coaching services and scope
Coaching services provide education, strategy, reflection prompts, and accountability and are not medical, psychological, legal, or financial advice, nor a substitute for therapy, diagnosis, or treatment. Coaches act within professional ethical standards, protect confidentiality as agreed, and will refer clients to appropriate professionals if needs are outside coaching scope.
Weekly Q&A subscription
The Weekly Q&A subscription allows eligible subscribers to submit up to two focused questions per week by the posted cutoff, with answers sent on a set weekly cadence as described on the offer page. The subscription does not include live sessions, individualized therapy, emergency support, or guaranteed outcomes, and all participation is subject to acceptable‑use rules in these Terms.
Q&A database access
If included with a course purchase, read‑only access to the course’s Q&A Archive is provided for personal use and is accessible only to customers with active permissions on this Site. Archive content may be updated, reorganized, or removed at any time for quality, privacy, or legal reasons.
Pricing, payments, and billing
Prices, taxes, and fees are listed at checkout and may change prospectively; you authorize the chosen processor to charge your payment method for purchases and renewals if applicable. Payment processing and any buy‑now‑pay‑later options are facilitated by integrated processors or providers subject to their policies and eligibility criteria.
Refunds, cancellations, and renewals
Digital course sales are typically final unless a written guarantee is stated on the specific offer page, in which case the stated guarantee controls that purchase. Subscriptions renew automatically at the stated interval until canceled, and cancellations take effect at the end of the current billing period unless otherwise noted on the offer page.
User conduct
You agree not to upload or submit content that is unlawful, infringing, harassing, or that attempts to access accounts, data, or systems without authorization. You will not share private content publicly, scrape or copy protected pages, bypass paywalls, or misrepresent your identity or eligibility.
Intellectual property
All content on the Site—including videos, texts, frameworks, worksheets, and trademarks—is owned by Sara Fachett/Growth & Gold LLC or its licensors and protected by copyright and other laws. Limited, revocable, personal licenses to access content do not transfer ownership or grant any right to reproduce, distribute, create derivatives, or publicly display outside the Site.
Confidentiality for coaching
The coach will keep VIP client content confidential except as required by law or where disclosure is reasonably necessary for safety or ethical obligations consistent with coaching ethics. Group settings and Q&A submissions are not private, and any personal information shared in those contexts may be visible to other participants or anonymized for the Archive as disclosed.
Disclaimers
The Site, courses, and coaching are provided “as is” without warranties of any kind, and results vary based on individual effort, circumstances, and external factors. No promise of outcomes, earnings, health changes, or relationship results is made, and any examples are illustrative only.
Limitation of liability
To the maximum extent permitted by law, Sara Fachett/Growth & Gold LLC will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Site or services. In all cases, the aggregate liability for claims relating to paid offerings will not exceed the amount you paid for the specific offering giving rise to the claim during the three months preceding the event.
Indemnification
You agree to indemnify and hold harmless Sara Fachett/Growth & Gold LLC and its personnel from claims, damages, liabilities, costs, and expenses arising from your misuse of the Site, breach of these Terms, or infringement of third‑party rights. This obligation continues after your access ends and applies to claims brought by third parties connected to your conduct.
Suspension and termination
We may suspend or terminate access to Member Areas or services for violations of these Terms, non‑payment, suspected fraud, security risks, or legal compliance requirements. Upon termination, your license to access content ends, and we may preserve or delete data consistent with our policies and legal obligations.
Changes to terms and services
We may update these Terms and modify or discontinue offerings prospectively, with notice posted on the Site or by email for material changes as required. Continued use after changes take effect constitutes acceptance of the updated Terms.
Governing law, disputes, and venue
These Terms are governed by the laws of North Carolina, United States of America, without regard to conflict‑of‑laws principles, and disputes will be resolved in arbitration, unless another process is specified on the offer page. You agree to the exclusive jurisdiction and venue of those forums for claims not subject to another designated dispute process.
Contact
For questions about these Terms or to exercise rights described here, contact admin@sarafachetti.com or the address listed on the Site’s contact page. Please include your name, the email associated with your account, and a description of your request for faster resolution.